Privacy Policy

Last Updated: April 2026

1. Introduction

Welcome to مصروفي (Masrofy) ("we," "our," or "us"), developed and published by MainCreator Lab. We are committed to protecting your privacy, especially when it comes to something as sensitive as your personal finances. This Privacy Policy explains, in plain language, how the مصروفي (Masrofy) iOS mobile application (the "App") handles your information.

By downloading, installing, or using the App, you agree to the practices described in this Privacy Policy. If you do not agree with the terms of this policy, please do not use the App.

2. Summary — In One Paragraph

مصروفي (Masrofy) is a fully offline, privacy-first expense tracker. We do not operate any servers that hold your data. We do not require an account, email, or password. Your expenses, budgets, categories, and every number you enter live only on your iPhone or iPad. We do not track you across other apps or websites, and we fully comply with Apple's App Tracking Transparency (ATT) framework.

3. Information We Do NOT Collect

مصروفي (Masrofy) is designed with a privacy-first approach. We want to be completely transparent about what we do not collect:

• We do not collect your name, email address, phone number, or any personal identification information.
• We do not require account creation, sign-in, or user registration.
• We do not collect, store, or transmit any of your financial data — including expense amounts, income, budgets, categories, or notes.
• We do not access your bank accounts, credit cards, or any financial institution.
• We do not access your contacts, photos, camera, microphone, or location.
• We do not sell, trade, or rent any information to third parties.
• We do not use third-party analytics SDKs that profile users (e.g., Facebook SDK, TikTok SDK, or similar).

4. Local Data Storage

مصروفي (Masrofy) stores all user-generated content and preferences locally on your device. This includes:

• Transactions: Every expense and income entry you create, including amount, currency, category, date, and optional note, is stored exclusively on your device using Apple's CoreData and AppStorage frameworks.
• Budgets: Any monthly or category budgets you set are stored locally.
• Categories: Default and custom categories you create remain on your device.
• App Preferences: Your theme, language, currency, and other customization choices are stored locally using UserDefaults/AppStorage.

This data is never uploaded, synced, or transmitted to our servers or any external service. If you delete the App, all locally stored data will be permanently removed from your device. If you wish to keep your data, please use the in-app Export to CSV feature before deleting the App.

5. App Tracking Transparency (ATT)

In full compliance with Apple's App Store Review Guidelines and the App Tracking Transparency framework:

• مصروفي (Masrofy) does not track your activity across other companies' apps or websites.
• We do not access your Identifier for Advertisers (IDFA) for tracking purposes.
• Because we do not perform tracking as defined by Apple, no ATT prompt is presented at launch by the core Masrofy experience.
• If, in a future version, we ever introduce a feature that would require tracking (for example, certain advertising SDKs), we will show the ATT prompt before any tracking occurs and give you the clear choice to allow or deny it. You will always be free to decline, and the app will continue to work.
• You can review or change your tracking preferences at any time under Settings > Privacy & Security > Tracking on your iOS device.

6. Advertising

The current version of مصروفي (Masrofy) does not display third-party advertisements and does not integrate advertising SDKs that collect personal data. Should advertising ever be introduced in a future version, any such advertising will comply with Apple's App Tracking Transparency requirements and this Privacy Policy will be updated accordingly — with clear notice to users.

7. Analytics and Crash Reports

To improve the App's stability and performance, we may rely on Apple's own built-in tools, which you control through your iOS settings:

• Apple Crash Reports: If you have opted in to "Share iPhone Analytics" under Settings > Privacy & Security > Analytics & Improvements, Apple may share anonymized crash and performance data with developers. You can turn this off at any time in iOS Settings.
• We do not embed any third-party analytics SDKs (such as Firebase Analytics, Mixpanel, Amplitude, etc.) in the App.
• Any data Apple may share with us through its tools contains no personal information and no financial data — only aggregated crash stacks and device/OS metadata useful for fixing bugs.

8. Permissions We May Request

مصروفي (Masrofy) is designed to ask for as few permissions as possible. The App may optionally request:

• Notifications: If you enable budget or reminder notifications, iOS will ask for permission to send you local notifications. All notifications are scheduled locally on your device and do not involve any remote server.
• Face ID / Touch ID (Biometrics): If you choose to enable App Lock, iOS will ask permission to use Face ID or Touch ID. Biometric data never leaves your device and is handled entirely by Apple's Secure Enclave — we never see it.

These permissions are entirely optional. The core App works without them.

9. Children's Privacy

مصروفي (Masrofy) is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe that a child under 13 has provided personal information through the App, please contact us so we can take appropriate action.

10. Third-Party Services and Links

The App may contain links to third-party websites (for example, our website or support page) that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites. We encourage you to review the privacy policies of any third-party services you interact with.

11. Data Security

We take the security of your data seriously. Since all user data is stored locally on your device, it benefits from the hardware-level encryption and security features provided by Apple's iOS platform, including device passcode protection and Secure Enclave encryption. The optional App Lock feature adds an additional layer of protection using Face ID or Touch ID.

12. International Users & GDPR / CCPA

Because مصروفي (Masrofy) does not collect personal data, there is typically no personal data for us to export or delete on your behalf — your data lives solely on your device and is under your control at all times. Nevertheless, depending on your jurisdiction, you may have rights including:

• The right to know what data a service holds about you (in our case: none).
• The right to request deletion of any data associated with you (in our case: simply delete the App).
• The right to object to tracking and profiling (we do not track you).

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Material changes will be communicated by posting the updated Privacy Policy on this page and updating the "Last Updated" date at the top. We encourage you to review this page periodically. Continued use of the App after changes constitutes your acceptance of the updated policy.

14. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at: